Del Toro Insurance Outdoor
About Us

Your Trusted Insurance Partner Since 1998

Learn about our commitment to excellence and customer satisfaction since 1998. Experience trusted service with Del Toro Insurance.
5.0 Star Rating from Satisfied Clients
Del Toro Insurance

Building Trust and Security for Every Tomorrow

At Del Toro Insurance, our team has been serving Florida since 1998, and we are dedicated to providing affordable, reliable insurance coverage tailored to our clients’ needs. Focusing on excellence, we specialize in personal automobile insurance and a wide range of other insurance products to protect your assets and future.

Our licensed agents are committed to finding the best coverage, price, and service, ensuring peace of mind for individuals and businesses alike. Let us safeguard what matters most to you.

Our Mission

We strive to provide exceptional service by training licensed agents who offer personalized insurance solutions, ensuring the best coverage, price, and service to meet the unique needs of each client.

Our Vision

We value integrity, professionalism, and customer-centric service. We are committed to honesty, fairness, and maintaining high business standards. Our focus is on building trust, listening to our clients, and always delivering on our promises.

Del Toro Insurance Office FL

Smart Insurance Starts Here

Get quick, accurate insurance quotes with no hassle. Our easy process helps you find the best coverage at the right price.

Our Promises

At Del Toro Insurance, we are dedicated to providing exceptional service and delivering on our commitments to ensure your complete satisfaction.

Friendly Service

We prioritize courteous, approachable interactions, ensuring every client feels valued and respected throughout their experience.

Prompt Quotations

Expect fast, accurate premium quotes to help you make informed decisions about your coverage without unnecessary delays.

Cost-Reduction Options

We actively seek ways to lower your premiums, ensuring you get the best value for your insurance needs.

Timely Communication

Your calls are important to us. We promise to return them promptly, providing you with the information you need.

Honesty & Transparency

We value truthfulness in all we do, ensuring you receive clear, honest advice and dependable service at all times.

Professional Advice

Our agents take the time to understand your needs and offer expert guidance, tailoring solutions to fit your lifestyle.

Listening to Your Needs

We take time to hear your concerns and understand your specific insurance needs to provide personalized solutions.

High Standards

We adhere to the highest business standards, ensuring that every interaction reflects our commitment to excellence.

Golden Rule

We treat all clients with the same respect and care we’d want for ourselves, building relationships based on mutual trust.

Our Team of Experts

Meet the team dedicated to providing personalized, knowledgeable service, ensuring you receive the best insurance solutions tailored to your needs.

Coming Soon
Coming Soon
Coming Soon

Frequently Asked Questions

What is Liability Coverage?

This covers your legal liability for bodily injury to others (Bodily Injury Liability) or damage to their property (Property Damage Liability). Florida law requires you have Property Damage Liability coverage. The principal exclusions (items not covered by your policy) for this coverage are: (1) autos owned by you or furnished or available for the regular use of you or your family members, which have not been specifically covered under the policy, (2) vehicles with less than 4 wheels, and (3) claims for injured members.

This covers you, your family members, and certain others, for bodily injuries resulting from auto accidents, without regard to fault. Payments are for 80% of medical expenses, 60% for loss of income, replacement household services and (if the limit has not been exhausted by other benefits) a death benefit. Personal Injury Protection is also required under Florida law. The principal exclusions for this coverage are injuries sustained in autos you or your family members own, which have not been specifically covered under the policy, and injuries to other vehicle owners required by law to have their own coverage.

This coverage supplements the medical expense reimbursement of PIP coverage and provide basic coverage in situations where PIP does not pay. The principal exclusions are like those for liability coverage.

This coverage pays for bodily injuries to you, family members and certain others, resulting from the negligence of others. It pays when the at-fault party has: no liability insurance, or liability coverage with limits not adequate to pay for the damage incurred, or if injuries result from a hit-and-run vehicle. Your coverage may be “Stacked” or “Non-stacked”. The principal difference between these two forms is that the total amount of protection under the stacked form is the sum of the limits applicable to each vehicle insured, whereas under the non-stacked form the limit stated applies per accident regardless of how many vehicles you own or insure.

This covers damage to your car resulting from upset or impact with another object.

Provides coverage for damage to your car resulting from fire, theft and other direct losses not excluded. The principal exclusions are for damage to certain electronic and sound equipment; tapes and other media; radar detector; undeclared camper bodies; and van pickup customized equipment.

Your Trusted Partner for Life’s Unexpected Moments

Life rarely goes exactly according to plan, but you shouldn’t have to face the “what ifs” alone. At Del Toro Insurance, we act as your personal advocate when the unpredictable happens, from minor fender benders to major property damage. Our commitment goes beyond just selling policies; we provide a steady hand and expert guidance to ensure that when life takes an unexpected turn, your assets, your family, and your peace of mind remain fully protected.